Five tips to start feeling more confident about your money today

Let’s be honest, we women are brilliant communicators.  

We’re happy to chat about relationships, raising children, the price of cheese, health checks, and even life’s big milestones. But when it comes to our financial future? A recent ANZ survey has found that 60% of women would rather talk about almost anything else*. 

It’s time to change that. Because feeling confident about your money, especially your KiwiSaver savings, isn’t about knowing everything. It’s about knowing where to start.  

That’s why we’ve teamed up with ANZ to help you take simple, empowering steps toward financial wellbeing. 

Here are five easy ways to begin: 

1. Check your fund choice every so often 
Your fund should evolve with your life stage. If you’re just starting out, a growth fund might suit your longer time horizon. ANZ’s Fund Chooser Tool helps you match your fund to your current goal.

2. Make every dollar count  
Could you do a little more? Even small voluntary contributions add up over time. And don’t forget the Government contribution, contributing just over $20 a week can unlock up to $260.72 from the Government a year!

3. Make the most of your contributions 
Are you contributing the minimum 3%? Check if your employer matches higher rates and if you’ve got a side hustle, Voluntary top-ups help too!. 

4. Set a retirement savings goal that reflects your life today 
Whether you're juggling a career, raising kids, or planning a lifestyle upgrade, setting a realistic retirement goal helps you stay focused. ANZ’s KiwiSaver calculator lets you see what you’re on track to have at retirement and what you might need to adjust to reach your ideal future. 

5. Talk to a specialist (it’s free and friendly)
Finally, remember that you don’t have to figure it all out alone. ANZ offers a free KiwiSaver Check In with one of their KiwiSaver Specialists - no pressure, no jargon, just a relaxed chat to help you feel more confident about your next steps.  

Ready to start the most valuable conversation you’re not having? 

Head to anz.co.nz/kiwisavercheckin book your free KiwiSaver Check In with ANZ today and take that first step toward money confidence. Your future self will thank you. 

This article is sponsored by ANZ. 

Head to the Coast Radio Facebook and tell us what you want to know about KiwiSaver or your financial future to be in to win $1,000 towards your retirement savings.

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*Statistic based on a survey of 230 women conducted by ANZ in 2025

ANZ New Zealand Investments Limited is the issuer and manager of ANZ's KiwiSaver schemes. See advice statement, scheme guides and product disclosure statements at anz.co.nz